One Million Coins Skill Tree

Steam describes 250+ nodes across seven upgrade paths: Hands, Shovel, Magnet, Bags, Deposits, Utility, and Chutes. This page covers those branches and a few screenshot-confirmed effects, not a complete node database.

I put the skill-tree screenshot next to the achievement list. The seven column titles match the seven mastery achievements one for one. Where a node’s numbers are printed on that screenshot, I quote them. Where they are not, I leave the cell blank instead of guessing a multiplier.

Seven columns

Global unlock rates are the Steam achievement snapshot from 22 October 2026.

ColumnRole on the UIMastery achievementGlobal %
HandsSpeed and rhythmCan’t Stop, Won’t Stop64.6
ShovelHeavy impactsPercussive Maintenance55.5
MagnetChain lightningMagnetic Personality68.7
BagsCarry moreEmotionally Attached to Money66.5
DepositsUnload fasterCash Flow62.0
UtilityCollect automaticallyUnpaid Interns62.7
ChutesBank automaticallyDown the Money Hole64.3

Effects you can read on a screenshot

These lines are next-upgrade previews in official store screenshots, not a current-version database. Screenshot builds are not identified. Compare the tooltip in your save before spending points.

  • Quick Fingers 2: pickup speed ×2.5, one point, on the Hands screenshot.
  • Flurry 2: pickup speed ×1.15 and coins per pickup ×1.1.
  • Second Wind 1: heavy strike and lightning recovery −5%.
  • Aftershock: a heavy strike hits a second pile, radius +10%, two points, needs Impact Spread 1.
  • 1.1 set a maximum of 3 points on an unlock, raised Flow’s top speed from +20% to +30%, and raised Shovel Heavy Strike’s base chance from 22% to 40% with +50% impact.

Three ways to spend, none of them official

ShoXx has not published a recommended path. The split below is how players talk about the columns.

  • A faster board: Hands, bag size, and a grab skill. Manual banking falls behind.
  • A calm clear: chutes and utility so coins move while you walk.
  • Achievements: one mastery in each column, then the vault clear.

Version 1.2 changes some shovel and pocket-bank proficiencies. Its changelog says existing saves retain their skill version, so installed version and saved skill rules are not necessarily the same.

Skill tree with seven columns: Hands, Shovel, Magnet, Bags, Deposits, Utility, and Chutes.
Screenshot: One Million Coins, ShoXx / Oyen & Umi Games, via Steam (checked 2026-10-22).
Hands branch of the skill tree with Rhythm, Flurry, and Recovery nodes.
Screenshot: One Million Coins, ShoXx / Oyen & Umi Games, via Steam (checked 2026-10-22).

Questions

Where is the full 250-node list?

It is not on the store page or in the Steam guides I checked. This page will not fake the missing rows.

Related

Sources

  • Steam store — “250+ node skill tree across seven upgrade paths.”
  • Steam achievements — Seven mastery names and global rates checked 22 Oct 2026.
  • Steam news — Full 1.1 balance changes and 1.2 save-version behavior, checked 2026-10-22.

Updated 2026-10-22.